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They may not be suitable for you as they carry a high degree of risk to your capital and you can lose more than your initial investment.
You should ensure you understand all of the risks. Contact us. All these words: Exact phrase: Any of these words:.
Support center. Knowledge Base. Submit new ticket. If you wish to add more banners to the campaign created, please click on "Show Banner Choices" and you can continue to add more.
How are my referred customers linked to me? The customers that click on the unique URL banner, text link, email message, etc.
UPayCard is able to track the visitor and give credit to the affiliate for the customer referred. In other words, every penny sent by that customer gives you a percentage!
How often are my statistics updated? Your statistics are always updated within hours. For specific performance related reasons, some data may not be reflected in your statistics and reports in this time-frame, but will be updated within 24 hours.
Please contact us at affiliates upaycard. Must I have a website to promote your eWallet? Actually you do not need a website to promote our eWallet s , but it definitely helps.
Web based promotion is by-in-far the most popular method affiliates choose to market UPayCard eWallets. Otherwise in order for us to track and credit you for the customers you sent to our eWallet, they must mention your specific tracking code when signing up for an account.
You will receive this tracking code after you have registered as an Affiliate with UPayCard Affiliates. Without this code it is impossible for us to track any customer you referred and pay you the corresponding commission.
We will block all and any such compromised Cards to protect your funds once you have advised us of any unauthorised use or transactions. If you receive such an embedded link, you are cautioned not to open it!
It is not from UPayCard and is likely fraudulent. Please ensure that all such Personal Information is up to date, as UPayCard uses this information in order to contact you.
If such new Personal Information prohibits you from having a Card UPayCard is required by law to immediately cancel such Card with no previous notice to you.
VI Using Your Card. Each time a Card is used to make a purchase at a merchant, or ATM, the amount of the transaction will be immediately deducted from your available balance as applicable.
Please note you shall not be allowed to convert crypto currencies in your e-Wallet for use on your Card. Any such conversions will be segregated in your e-Wallet and can only be transferred or withdrawn through the e-Wallet not the Card.
All Virtual Cards are valid for thirty-six 36 months and will be automatically renewed. We will notify you about the renewal of Virtual Cards at least once prior to renewal.
You will be required to activate your Virtual Card according to the instructions provided by UPayCard via an email to your Account Message Centre prior to the expiration date of your Virtual-Card.
We will not send you a Physical Card. All Physical Cards are valid for thirty-six 36 months and will be automatically renewed.
We will send replacement Physical Cards at least one 1 month before the expiration of a Physical-Card. You will be required to activate your new Physical Card according to the instructions provided by UPayCard when you receive your Physical Card.
Should you wish to cancel any Card s you may do so on written notice to UPayCard. If you choose to have the funds that were on your cancelled Card and have been transferred to your Account and desire these funds to be redeemed to you, UPayCard will do so at no charge to you.
Subject to relevant regulations in force at the time, we reserve the right to block access to or to cancel all or any of your Cards if: 1 you load funds onto your Account and then move these funds to a Card from any source that you do not have the legal right from which to transfer funds; 2 you violate the Terms of this Agreement; or 3 we are so directed by the order of a court of competent jurisdiction.
If ordered by a court of competent jurisdiction or other legal or regulatory agency, UPayCard may be required to withhold repayment of your funds to you.
IX Fees and Limits. You hereby authorise UPayCard to deduct the relevant Fees from your Account balance or your Card s balance without prior notice.
Fees Virtual Card Issuance Fee: 1st free, the 2nd 3. We will deduct these Fees directly from your Account or any Card s.
Any such changes, modifications or increases will be effective at the end of the two 2 month email notification to you, and the posting of such changes, modifications or increases in a revision to this Agreement on our website at www.
In this case, no cancellation or redemption fees will be charged. Unless otherwise expressly provided herein, no Fees hereunder are refundable at any time or for any reason.
X Authorisations. Each time that you use a Card the transaction will be electronically authorised to ensure that sufficient funds are available on such Card.
Pending Authorisations When you make a purchase at a merchant or make a cash withdrawal from an ATM, we receive an authorisation from the merchant or ATM provider which reduces the amount of funds on such Card that are available for you to spend by the amount of the authorised purchase or ATM withdrawal.
This is a pending authorisation and it will remain on your Card, reducing your available funds, until one of the following events occurs: 1 a settlement transaction is received from the merchant or ATM that matches the pending authorisation amount, which generally occurs within seven 7 days of the authorisation; or 2 we are in receipt of an authorisation release from the merchant or ATM owner which states that the merchant or ATM owner will not be processing a settlement transaction for the authorised amount.
At this time, the pending authorisation will be removed from such Card. When a settlement transaction has been received from the merchant or the ATM, the final amount of the purchase or ATM withdrawal will be debited from such Card at that time.
It is possible that an Authorisation may take place where the exact amount was not disclosed to you, or is significantly different from the amount disclosed to you.
This Section X. A and X. B identify and describe two of those possible situations. Authorisations from an Automatic Fuel Dispenser in a petrol station When you attempt a purchase at an unattended Automatic Fuel Dispenser "AFD" in a petrol station, the transaction may automatically be denied even though you might have sufficient funds in the relevant Card.
If you do not have EUR of available funds on that Card, the transaction will be denied. If a transaction is denied at the AFD, you may still be able to purchase an amount of fuel up to the amount you have remaining on such Card, by making your purchase through the attendant at the petrol station.
When you complete your purchase, the actual value of your purchase i. If you do not have sufficient funds on such Card to cover the purchase and the Excess, your transaction may be denied at the time of the attempted authorisation.
XI Online Account Statement. A statement of the balance and activity on and the status of all Cards is available to you in electronic format for viewing online anytime on your UPayCard Account.
You may also download your Card balances and transaction history through the download options that we offer at the time you desire to download your Card activity.
We accept no liability for failing to complete any transaction for which you have not loaded sufficient funds in your Account or onto your Card s.
Disputes for Fraud Once you have notified us of an alleged fraudulent transaction on a Card, we will promptly investigate your claim.
Unless we suspect a potential fraud on your part, we will immediately refund the claimed amount to you. However, if UPayCard has evidence of a potential fraud on your part, prior to making a refund to you, we may ask you to provide us further information about the transaction for instance, to enable us to confirm that the transaction was properly authenticated.
You also affirm that you will cooperate with police or other governmental enforcement bodies if requested to do so.
Disputes for Incorrectly Executed Transactions We will promptly investigate your complaint and will immediately correct any error made by a merchant or by an ATM owner.
We will refund any incorrectly executed transaction immediately unless we have any reason to believe that the incident has been caused by a breach of this Agreement, gross negligence or we have reasonable grounds to suspect fraudulent activity.
If the investigations show that any disputed transaction was authorised by you, or you have acted fraudulently or with gross negligence, you may be liable any loss we suffer because of the use of the Card.
If you notify UPayCard that you dispute a transaction and you have not first attempted to settle that dispute, we reserve the right to require you to first attempt to settle the dispute before we will take any action on your behalf.
You may claim a refund for a transaction that you authorised provided that: Your authorisation did not specify the exact amount when you consented to the transaction; The amount of the transaction exceeded the amount that you could reasonably have expected it to be taking into account your previous spending pattern on the Card, the Terms and Conditions and the circumstances of this case Such a refund must be requested from us within eight 8 weeks of the amount being deducted from a Card.
We may require you to provide us with evidence to substantiate your claim. We will, at minimum, but not be limited to: Require you to provide UPayCard written documentation of the nature of the desired Chargeback, and verify that you have attempted to resolve the dispute with the merchant; Return the disputed charge to the merchant if allowed by Mastercard regulations, 1 Place the funds in dispute in a safeguarded status until the dispute is settled through the Mastercard dispute management process.
The funds in dispute will not be available for your use until the dispute has been resolved in your favour. If the dispute is resolved in your favour, the funds will be released to you.
These funds will not be available to you to spend until the dispute has been resolved in your favour.
If you are entitled to a refund for any reason for goods or services obtained with funds in your Account, you agree to accept credits to your Card as the only method of refund.
We accept no liability to ensure that goods or services that you purchase will meet your satisfaction. Should you desire we will send you a new Card by post at no cost to you and transfer all of your transaction history to your new Card.